Terms of Service

1. Acceptance of Terms

By accessing and using ChartAtlas (“we,” “our,” or “us”), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

ChartAtlas provides free online business calculators and tools for informational and educational purposes. Our calculators include but are not limited to:

• Breakeven point analysis tools
• Freelance rate calculators
• Tax estimation tools
• Business planning calculators
• Investment return calculators
• Income planning tools

3. Disclaimer of Accuracy

Important: All calculations provided by ChartAtlas are estimates based on user inputs and general assumptions. These results are for informational and educational purposes only and should not be considered as professional advice of any kind.

• Results may not reflect actual outcomes due to individual circumstances
• Market conditions, regulations, and variables can significantly impact real results
• We make no warranties about the accuracy, completeness, or reliability of calculations
• Users should verify all information independently

4. Professional Consultation Disclaimer

ChartAtlas does not provide professional financial, tax, legal, or business advice. For important decisions, always consult with qualified professionals including:

• Certified Public Accountants (CPAs) for tax matters
• Financial advisors for investment decisions
• Business consultants for strategic planning
• Legal counsel for legal matters
• Licensed professionals in relevant fields

5. Limitation of Liability

IMPORTANT LIMITATION: In no event shall ChartAtlas, its owners, operators, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from:

• Use of our calculators or reliance on results
• Financial decisions made based on calculator outputs
• Business decisions influenced by our tools
• Tax calculations or related decisions
• Investment choices or outcomes
• Any errors or omissions in calculations

Users assume full responsibility for verifying information and making informed decisions based on professional advice.

6. User Responsibilities

By using ChartAtlas, you agree to:

• Use calculators for lawful purposes only
• Provide accurate input data to the best of your knowledge
• Verify results independently before making decisions
• Seek professional advice for important financial or business decisions
• Not hold ChartAtlas liable for any outcomes
• Not attempt to reverse engineer or copy our tools

7. Intellectual Property

The ChartAtlas website, including its calculators, design, text, graphics, and software, is owned by ChartAtlas and protected by copyright and other intellectual property laws. Users may use our tools for personal and business purposes but may not:

• Copy, reproduce, or distribute our calculators
• Create derivative works based on our tools
• Use our content for commercial redistribution
• Remove copyright or proprietary notices

8. Privacy and Data

We respect your privacy and do not store personal calculation data. However:

• We may collect anonymous usage statistics
• We use cookies for website functionality
• We may use analytics to improve our service
• See our Privacy Policy for complete details

9. Service Availability

While we strive to maintain continuous service availability:

• We do not guarantee uninterrupted access
• We may modify or discontinue features at any time
• We reserve the right to limit usage if necessary
• Maintenance may temporarily affect availability

10. Updates to Terms

We reserve the right to update these Terms of Service at any time. Changes will be effective immediately upon posting. Continued use of ChartAtlas after changes constitutes acceptance of new terms.

11. Governing Law

These Terms of Service are governed by and construed in accordance with applicable laws. Any disputes shall be resolved in the appropriate jurisdiction.

12. Contact Information

If you have questions about these Terms of Service, please contact us at:

Email: legal@chartatlas.com
Website: https://chartatlas.com

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.